JUST FOR BUYERS
Buying a home is truly one of the biggest, most exciting purchases one can make; and, yet if you are a first time home buyer, probably one of the scarest steps you will encounter. And, for those relocating, or retirees moving to a new area, or even a new home, sometimes this step can be just as daunting. Choosing a REALTOR® who understands you and your needs, is a smart way to ensure that your new home and community fits YOU!
My customers often say I go "above and beyond." And, I do, because I know this is important to YOU, and first and foremost, I want my customers to be happy with what they purchased: their home, their community, and location they chose not just for today, but for years to come. I will help you know your choices.
Don't understand the prequalification process, how to make an offer, how to find a lender? Let my experience and expertise help you make these decisions more easily. Let me walk with you from your contract to the closing and let me hand you the keys to a purchase you are excited and happy to have made. Looking to buy in the next year? Click here for some buying tips
If you would like me to help you streamline your online searches to save you time, or receive instant notification of properties that interest you, I can conveniently provide listings by email and/or provide you with a free, relocation package. I pride myself on repeat business and referrals, and hope you'll come to speak highly of my help and services as my other customers do.
As Your Agent, I will help you:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. Be sure to include taxes and insurance costs that will most often be included in your monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved). Need help in who to seek for a loan program that fits your needs, I can help.
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs. Don't know the area? I will be glad to help you learn about your local options.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as a termite inspection and survey.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and often private mortgage insurance.
